Financing & Leasing
Flexible ways to put a RIPPA machine to work without tying up your cash. Loans, lease-to-own, seasonal payments and limited-time promotions, arranged through our financing partner on approved credit.
- Fast decisionsTypically within one business day
- Competitive rates20+ lenders compete for your deal
- One agreementMachine, attachments, warranty & delivery
Lease Link Canada is a Canadian commercial equipment finance brokerage, serving Canadian businesses since 1998 with more than 20 lending partners. Lease-to-own equipment financing with flexible terms, seasonal payment structures and minimal or zero down payment options on approved credit.
- Lease-to-own and equipment loans
- Seasonal and skip-payment structures
- Minimal or zero down on approved credit
- Support for new businesses and all credit profiles
How It Works
- 1
Pick your machine
Choose a model, or configure one in the Excavator Builder with attachments, warranty and delivery.
- 2
Tell us about your business
A two-minute form. Most applications need only your business details and the equipment you want.
- 3
Get approved
Our financing partner works with 20+ lenders and typically responds within one business day.
- 4
Take delivery
Sign, schedule delivery or pickup, and get to work. Payments start on the schedule you chose.
On promotion now
Machines with a financing offer
Offers change through the year. When a model-specific promotion is running, the eligible machines appear here.
No model-specific promotion is running right now.
Our financing programs below apply to every RIPPA model, and we can often improve the rate on in-stock units. Ask for today's best terms.
Financing FAQ
Still have questions? Call 289-271-6947 and we will walk you through the options.
- Do I need a large down payment?
- Not always. Depending on credit and the machine, financing can be structured with minimal or zero down. Most customers put 0–20% down.
- Can I finance attachments, warranty and delivery too?
- Yes. Everything in your quote or build can go on one agreement, so you're not paying cash for a bucket and thumb on delivery day.
- What's the difference between a lease and a loan?
- A loan means you own the machine from day one with fixed payments. A lease-to-own usually has lower payments with a buyout at the end of the term, and payments may be treated as an operating expense. Talk to your accountant about what suits your business.
- I'm a new business or have bruised credit. Can I still finance?
- Often, yes. Our partner works with lenders that support all sizes and credit profiles. Approval terms may differ, and we'll tell you up front.
- Is a payment estimate on this page a quote?
- No. The estimator is for illustration. Your actual rate, term and payment are confirmed by the lender on approved credit, in writing, before you sign anything.
Pre-approval
Get Pre-Approved
Tell us what you're looking at and how you'd like to pay. We'll come back with options from our partner, usually within a business day. No obligation and no hit to your credit until you choose to proceed.
Have these handy
- Business name and years in operation
- Equipment you're interested in (or your saved build)
- Preferred term and down payment, if any
- Contact details for the decision maker
Financing available on approved credit (OAC). Rates, terms and payments vary by applicant and lender. Contact us for a personalized quote.